Flooding is becoming an increasing problem and needs to be considered when buying or leasing a property.

Things to think about:

  • Flooding can cause “contaminants” to migrate from one property to another
  • If you own property next to a river, then at law you are obliged to accept flood flows from elsewhere. You are also obliged to keep the banks clear from obstructions if they cause increased flood risk
  • Insurers maydecline to insure, require high premiums or impose strict pre-conditions. There are specialist brokers who can help
  • “Flood Re” represents the outcome of discussions between the government and the Association of British Insurers, and aims to ensure that individuals can obtain affordable flood insurance. However, small and medium sized businesses are excluded from the scheme

We can help by:

  • Conducting flood risk searches
  • Asking the seller about flood incidents
  • Advising on the terms of appointment of any surveyors advising you on flood resistance and resilience measures

Contact us on crt@labrums.co.uk or 01727 858807

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