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Banks Offer Increased Fraud Protection

Authorised Push Payment (APP) fraud occurs where an account holder authorises an electronic payment from their account, but under false pretences – often where they have been the victim of a scam.  It’s a widespread and increasingly well-publicised problem.   In 2017, there were almost 44,000 instances of APP fraud, causing losses of £236m.

A major increase in the fee payable when applying for a Grant of Probate for dealing with a deceased person’s estate, has been delayed. To avoid the fee hike on behalf of their clients, probate solicitors had been busy rushing through probate applications to get them in before the expected start date of 1st April and the Probate Registries (who process the applications) have been inundated with the surge in applications.

Labrums are delighted to publish the new edition of our Estate Agent's newsletter. We intend to make it a regular publication to keep Estate Agents and other professionals in touch with news and developments in the law surrounding property. Click here to view the newsletter.If you need legal advice on freehold sale or purchase, or leasehold sale or purchase, or help with property contracts or disputes please get in touch. 

There is a common misconception that couples who live together have legal rights similar to those that are married or in a civil partnership, with the term ‘common law marriage' often used. In fact, cohabiting couples do not gain any automatic rights to property or assets, to maintenance payments or access to their partner's pensions if they separate or if one of them passes away.

Acquiring or disposing of commercial property can be a challenging and complicated process. Securing the right financing agreement for the purchase of property will often be crucial to the success of your transaction, so having the best support from the earliest stage is vital when it comes to securing a successful outcome for you and your business. 

The government has recently published guidance on three key changes to child maintenance compliance that has come into effect as of 20 December 2018.

A surge in challenges faced by children and families in an era of austerity has resulted in a demand for help in children’s services, according to new research. The report released last month – Safeguarding Pressures – was the sixth phase of the study and had the highest ever response rate from 140 of the 152 local authorities in England, covering 11.3 million (95%) children and young people under 18.

Heterosexual couples across England and Wales will soon be able to choose to enter into civil partnerships instead of marriage. Civil partnerships will provide heterosexual couples with financial advantages which, until now, were only available through marriage.

Statistics published by the Spanish government show that property prices in Spain have increased during the second quarter of 2018 by 6.8%. The current market value of Spanish housing is 2.6% higher compared to the second quarter of 2017. It was also reported that the national property price index is 23.9% higher than it was four years ago.

 The sad fact is that the most up to date statistics show that 42% of marriages end in divorce with half of those occurring in the first 10 years of marriage. That is the highest divorce rate in Europe and does not take into account the number of cohabitees that separate.

Relationship troubles are inevitable, but how you handle the situation is entirely dependent on you and your personal circumstance. Issues can range from daily life stresses, money problems, parenting techniques to disputes among family members and friends.

The sad fact is that the most up to date statistics show that 42% of marriages end in divorce with half of those occurring in the first 10 years of marriage. That is the highest divorce rate in Europe and does not take into account the number of cohabitees that separate.

Great news that at long last the government seems prepared to do away with the fault based divorce system. Many of us could never understand why the law on this point was so out of touch on this issue.

If you are lucky enough to own a property in Spain but unlucky to have squatters in it, you will be pleased to hear of the latest legal changes about to come into effect. Under the new rules a fast-track procedure has been introduced to allow owners to get squatters out in a matter of weeks; previously squatters rights allowed them to fight in court for an average of 15 months.

There are more than 100 pieces of legislation that govern how landlords can operate, many relate to the initial paperwork that needs to be in place at the start of a tenancy agreement.

Brexit is causing great uncertainty and anxiety especially for UK citizens who have property and other interests in the EU. One thing that is certain is that if you are a UK tax payer and have property in Spain you will pay far more inheritance tax (IHT) after Brexit unless you act now.

A recent article in the Guardian highlighted research that questioned the thinking that has been around for many years about staying in an unhappy marriage.  The thinking often quoted as “mend it, don’t end it” has long been promoted but studies have now found that not always to be the best advice.

We are delighted to have been invited to attend the recent Your Overseas Home event in Manchester, where Susana Diez was able to speak to guests about how we can help you buy your property in Spain. It will be a big investment for you so it’s vital that you get expert advice and assistance throughout the process. The Spanish legal system is very different from the UK, you need to have a solicitor who can ensure the property

Cost of MEES Minimum Energy Efficiency Standards (MEES) for properties that are to be let, come into force on 1 April 2018. Residential landlords of properties with an EPC rating of F or G will be compelled by law to upgrade the energy efficiency of their properties, but under existing law only if this can be done at “no cost to the landlord”.

As many people will be aware the EU (Withdrawal) Bill is currently being debated in the House of Lords. Resolution have provided an update as they have been putting their views to the Government in writing and now have a meeting scheduled for this month with the officials involved in the debate. They plan to discuss alternatives to the current structure. Resolution have stated that: