Spanish Property Lawyers, St Albans
Buying a Spanish Property
Buying, selling or renting a house abroad, whether it is a holiday home or for permanent residency, can be a difficult process - especially if you are having to approach the task from overseas.
Spanish property is no different and it is highly advisable to seek specialist advice.
What do you need to consider when buying a property in Spain?
How to deal with the language barrier if you are not fluent in Spanish.
The legal system is very different to the UK.
The “right” mortgage. If you fall behind with mortgage payments in Spain the Spanish bank may not only repossess your Spanish property but lay a claim against your assets in the UK.
Interest rates and cancellation fees are communicated and calculated differently in Spain.
Residency must be applied for if you reside in Spain for more than three months.
Good legal advice to ensure:
- The property is legally built
- That planning permission in order
- That you avoid becoming the victim of fraud
How Labrums can help you when Buying a Spanish Property
Our in-house Spanish solicitor Susana Diez is a European Registered Lawyer who specialises in advising Britons buying property overseas, particularly where property development is concerned.
Susana can assist you in the purchase of your property, by giving you independent advice and dealing directly with the Vendors and their agents (or the Buyer). She will review the contract and its conditions, complete Land Registry searches and where applicable obtain building certificates and or planning status from the Council. She will also establish whether the previous owners have any unpaid utility or tax bills in relation to the property and that utilities are in fact still connected.
If you are buying a “new build” she will supervise the relevant documents from the builder, deal with bank guarantees and appoint a notary for you for completion.
After completion, Labrums will then ensure the tax is paid, the property is registered in your name at the Land Registry and that the utilities are transferred to your name.
We will forward the deeds and receipts of any payments made on your behalf (Notary, Registry’s fees, taxes, etc.) to you so you have all relevant documentation.
We can also help you by obtaining NIE numbers and arranging any money transfers that will be required for your purchase. Within our Spanish Department there is great expertise to help you avoid the pitfalls and to ensure your purchase goes smoothly.
Need advice about buying a Spanish property? Call us on 01727 858807 or complete the form below.
Here’s what our clients say about us.
"I can honestly say, this is the best and most efficient solicitors I have ever dealt with. Every person you speak to who works there is highly professional and well informed and could deal with any query I had in an extremely prompt manner." Mrs K
"I would use your services again (and) I would have no hesitation in recommending you to others." Mr G
"It is wonderful to know that you have people that care about how their clients feel and know the importance of making the process as pain free as possible." Mr K
Currency and the exchange rate
We work closely with Your Overseas Home and Smart Currency Exchange to help clients get the best all round service.
Buying a property overseas is not an everyday expense and you should not use an everyday finance provider.
Since 2004, Smart has helped thousands of people successfully buy abroad. Smart have the same ethos as Labrums in it's determination to exceed client expectations and achieve the outcomes they want.
Smart's rates are as competitive as any other currency provider but they have been voted as one of the most trusted British companies for “currency exchange” and “money transfers” with thousands of ratings on the website Trustpilot.
You can open a free account with them and be able to chat about the best approach to take when buying abroad, with a real currency expert, not a call centre.
Contact our expert Spanish Solicitors, St Albans
Call us on 01727 858807 or contact us online to see how we can help you with your personal legal matters.